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by PaulAdrian from KDFW-TV

Last Post 184 days, 10 hours Ago


 

            Should cities be allowed to report folks to credit bureaus if they don’t pay their red light camera tickets?

            State legislators quite clearly sent the message that cities should not ruin people’s credit just because their car was photographed running a red light.  Remember, cities make no attempt to prove who was behind the wheel.

            But Dallas city leaders, who have so far caused more than 11,000 reports to be sent to credit bureaus, defend the practice as legal. Why? They believe their program is grandfathered and that they don’t have to follow the new rules.

            What do you think? 

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Member Comments Total Comments: 34
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nancymccoy read my blog view my photos
Dec 4, 2007 | 8:17 PM

I would think an warrant for arrest would worry me more than my credit. It's shot already. LOL

KellerKowboy read my blog view my photos
Dec 4, 2007 | 8:43 PM

I think the first court they come to is going to dump this case so fast it will make your head spin.....Based primarilly on the fact that the person reported may not be the person who was driving the car.

How stupid are these people, anyway???

lj1998
Dec 4, 2007 | 9:30 PM

Why is this an issue? Don't run a red light and there is no problem. No ticket, no credit report. Is this such a difficult concept? Apparently it is. Amazing how much people will gripe about a law that they feel is a tad on the inconvenient side. Too bad that red light runners are potential killers, or at the very least damage property belonging to others. As for the "John Doe" in the story, it appears he will have the matter resolved, although I find it hard to believe that he does not know who drives his automobiles, and when. That in and of itself seems a bit irresponsible. Second, did he ever recieve a ticket in the mail? If so, why did he not investigate it further, especially if he owns a business where his personal autos are driven?

KellerKowboy read my blog view my photos
Dec 4, 2007 | 9:40 PM

It's a very real problem, lj1998, because thousands of people do it every day in the Metroplex. Only a small percentage get the Candid Camera treatment. I suspect that the vast majority of us agree with your statement, but the fact remains that thousands are doing it.

The reporting for non-payment is the gist of the post and that was also the gist of my comment.

As a retired police officer, I hold no special place in my heart for red light runners, I can assure you.

Showdog read my blog view my photos
Dec 4, 2007 | 10:28 PM

There is one particular intersection in Irving where I see it all the time. I also see the camera flash when the light is green.

And what about the Dart buses that run it? If you're right behind a Dart bus, you can't even see the light until you have run it . . if the bus runs it, you do, too. And if you're in the flow of traffic, you can't slam on the brakes when you can't even see the light because of the bus. Do you think the bus driver will get a ticket? I doubt it.

Bugs read my blog view my photos
Dec 5, 2007 | 2:29 AM

American hypocrisy at it’s finest! I bet all these law breaking citizens complaining because they have to pay the penalty for breaking the law are the same whiners who want to hang immigrants from their toe nails.

Red light runners injure and kill far more people than immigrants, but I guess some laws are just for some people…oops…I digress…wrong meeting.

It doesn’t matter who is driving your car (what’s up Keller?). The owner of the vehicle is liable for that vehicle. If the owner can’t produce the name of the person who was driving THEIR car at that time, then the owner is negligent. Just like when a car is ticketed for parking, nobody cares WHO parked the car illegally, simply that the car is parked illegally and the owner gets the bill.

Yep I say hang red light runners from their toe nails; let them lose everything they own and more for all I care. I’ve seen the carnage red light runners leave behind and if bad credit is all they get…boo…hoo…hoo.

Footnote: You don’t go through an intersection without knowing what the color of the light is. If you can’t see the dang light, you WAIT until you CAN see the light. I was only16 in Driver’s Ed when I learned that one.

You Texans crack me up.

chardoney read my blog view my photos
Dec 5, 2007 | 6:02 AM

Saw the story. The answer is NO and it's not because I've ever gotten a ticket... but, since it IS now against state law, why does Dallas continue?
I think it's overkill. Why does government want to ruin someone's credit over a ticket. It needs to stop.

TexasPirate
Dec 5, 2007 | 7:17 AM

Red light camera tickets are not a criminal violation. They are considered a cival violation, so they do not have to prove who was driving the car, just that the car ran the red light. The owner is help responsible or show that they no longer own the car. The attached it to credit as a way to make people pay the fine. Since it is a civil violation, no warrant can be issued and it does not go on your driving record. All that said, if the law says no credit repording, then no credit reporting. I guess that means no punishment for red light camera runners.

TexasPirate
Dec 5, 2007 | 7:19 AM

Sorry to early and me can't spell good this early.

furbie read my blog view my photos
Dec 5, 2007 | 8:42 AM

Guess if someone steals your car and runs several red lights, you'll not only go to jail, your credit is shot to.

God bless our ignorance !

scottythecomic read my blog view my photos
Dec 5, 2007 | 8:54 AM

First of all it is a civil matter, not a criminal matter. When there are no witnesse4s, and when the red light cameras are run by a private party, a red light violation is no longer a criminal matter but a revenue maker. Having said that, I have received a violation and paid it because I was guilty. I have no problem owning up to what I did wrong. At issue however is the arrogance that would stipulate that a persons credit be smudged and/or ruined behind a matter such as this.

HannahS_FOX4 read my blog view my photos
Dec 5, 2007 | 10:17 AM

It's outrageous. When it's not a criminal act, and they don't bother to prove who was behind the wheel ... how can you attack the owner of the car's credit?
We all know how crucial good credit is. It's ludicrous that the city thinks they can ruin such an important facet of someone's life over a red light.

scottythecomic read my blog view my photos
Dec 5, 2007 | 11:00 AM

I agree Hannah. People are quick to point fingers at red light runners and throw the book at them, until it happens to them!

TexasPirate
Dec 5, 2007 | 12:44 PM

Here is a link to the City Of Irving red light camera policy. It states that it is a civil violation and what they will do.

http://cityofirving.org/public-works/red-light-camera.h
tml

wrongway00 read my blog view my photos
Dec 5, 2007 | 12:44 PM

They have the option of sending it to a collection agency but not reporting it on the bureau. I think they should report, but that's probably the collector in me...LOL. I know who's driving my car and when. If I don't, it's been reported stolen and I have proof by way of a police report that I was not driving at the time of the infraction. Report them, give the collectors on the case more leverage!!...LMAO

scottythecomic read my blog view my photos
Dec 5, 2007 | 1:02 PM

The only reason I am against it is because it is strictly a revenue earner for the city. It is simply about extracting cash from the citizen and, if they do not respond, its about extortion. Don't get me started on the privacy issues.

wrongway00 read my blog view my photos
Dec 5, 2007 | 1:15 PM

Well, cities need revenue to function, so I have no issue with that. Can one expect privacy when on a public street?? I know I don't. Maybe I just see things from a different perspective, having been a collector. It changes you, believe me...LOL

scottythecomic read my blog view my photos
Dec 5, 2007 | 1:24 PM

WQell, wrongway, when I received my violation some 11 months ago, I paid it no questions asked. What disturbed me was not the fine, but rather the camera and what it captured. Aside from the pictures, it also recorded my speed (I had sped through the light attempting to make it). I would not doubt for a moment there were a means by which to record as well. I am against the intrusion by government into the privacy of citizens, not against the enforcement of tyraffic laws. I highly expect the City of Dallas to be challenged on this vendetta and be found liable.

scottythecomic read my blog view my photos
Dec 5, 2007 | 1:25 PM

Sorry for the typos, I was typing to beat the band!

Bugs read my blog view my photos
Dec 5, 2007 | 1:43 PM

Hannah,

Running a red light is a dangerous and often deadly offense. “According to 2004 data from NHTSA's Fatality Analysis Reporting and General Estimates Systems, crashes caused by red light running (RLR) resulted in as many as 854 fatalities and more than 168,000 injuries.”*

I’m sure that if you asked the survivors of the 800 or so people who die every year because of RLR if ruining someone’s credit over running a red light was too harsh, I’m pretty sure they’d say it wasn’t harsh enough.

Red light runners alter the entire lives of more than 100,000 people every year and yet they whine about having ruined credit; that’s just poppycock.

…and you can’t argue with the results.
“In Dallas, nearly 30 percent of all accidents at traffic signals were related to red-light running in 2006. That included 14 fatalities, 75 serious injuries and 487 minor injuries, according to city statistics.
The city's first 17 red-light cameras went online in mid-January. For the first six months, statistics show, T-bone crashes dropped 75 percent and rear-end accidents dipped 57 percent at those intersections.”
Source - Dallas Morning News – November 20, 2007

(cont.)

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PaulAdrian

I'm an investigative reporter who can't stand it when people do things that hurt others. This could be through scams or bad laws or pollution. But I believe in the power of journalism. If you have a tip, I'll try to do a story. Perhaps together, we can make our world a little bit better.

Member Since: 4/5/2007